Understand your money and make better decisions.

Understand your money and make better decisions.

Connect all your bank accounts, investments, and debt in one place. Silvia becomes your personal AI CFO that shows you where you stand, helps you weigh your options, and flags changes that need your attention.

Connect all your bank accounts, investments, and debt in one place. Silvia becomes your personal AI CFO that shows you where you stand, helps you weigh your options, and flags changes that need your attention.

Get started free

Good Evening

Let's get your finances moving

Chat

How do I maximise my ISA allowance this year?

Compare index funds vs ETFs for long-term growth

What are the tax implications of selling a buy-to-let?

Help me build a diversified portfolio under $50k

Good Evening

Let's get your finances moving

Chat

How do I maximise my ISA allowance this year?

Compare index funds vs ETFs for long-term growth

What are the tax implications of selling a buy-to-let?

Help me build a diversified portfolio under $50k

What is Silvia?

We are an AI research lab building frontier financial intelligence and tools for personal finance.

Silvia becomes your AI CFO that can give insights and answers grounded in your context.

Our model is trained on millions of data points, and outperforms all leading LLMs in credit cards, mortgage, and tax advice in the US.

We are an AI research lab building frontier financial intelligence and tools for personal finance.

Silvia becomes your AI CFO that can give insights and answers grounded in your context.

Our model is trained on millions of data points, and outperforms all leading LLMs in credit cards, mortgage, and tax advice in the US.

#1 Ranked Model in personal finance

Get started free

As seen in:

#1 Ranked Model in personal finance

Get started free

Features

You have questions. Silvia has answers.

You have questions. Silvia has answers.

Silvia enables you to become your own CFO and take control of your wealth unlike any other tool.

Silvia enables you to become your own CFO and take control of your wealth unlike any other tool.

Track Everything

Ask Anything

Deep Research

Create Radars

Connect and track all your assets and liabilities in one place

Track Everything

Ask Anything

Deep Research

Create Radars

Connect and track all your assets and liabilities in one place

Track Everything

Intelligent tracker

Connect all banks, investments, property, and debt.

Top AI technology

Ranked #1 across Credit Cards, Mortgage, and Tax.

Secure platform

End-to-end encryption and SOC 2 Type II certified.

Trusted by investors

Powering over $60B in connected assets.

Integrations

Connect any asset or liability. Public or private.

Silvia supports over 12,000 financial institutions as well as crypto and alternative assets.

Credit Cards

See all your transactions and get help on credit repair.

Credit Cards

See all your transactions and get help on credit repair.

Credit Cards

See all your transactions and get help on credit repair.

Mortgage

Connect multiple mortgages and get in-depth insights.

Mortgage

Connect multiple mortgages and get in-depth insights.

Mortgage

Connect multiple mortgages and get in-depth insights.

Crypto

Add and track wallets from any blockchain.

Crypto

Add and track wallets from any blockchain.

Crypto

Add and track wallets from any blockchain.

Alternative Assets

Track cars, watches, art, and collectibels.

Alternative Assets

Track cars, watches, art, and collectibels.

Alternative Assets

Track cars, watches, art, and collectibels.

SOC2 Type 2 Certified

END-TO-END ENCRYPTED

Getting started

How it works

How it works

The average Silvia user is up and running in just 2 minutes.

The average Silvia user is up and running in just 2 minutes.

Step 1

Create an account for Free

One-click sign-in with Google or Email. Works in any browser and on any mobile device.

Delete your account at any time, its data is deleted with it.

Feature section showing connected knowledge sources (Docs, CRM, Help Center) with a chat UI answering a query about a client renewal.
Feature section showing connected knowledge sources (Docs, CRM, Help Center) with a chat UI answering a query about a client renewal.
Feature section with a ticket creation modal (assignee, priority, summary fields) illustrating prompt-to-action workflows.
Feature section with a ticket creation modal (assignee, priority, summary fields) illustrating prompt-to-action workflows.

Step 2

Connect your accounts

Add banks, brokerages, crypto, and real estate through Plaid and OAuth. Silvia has read-only access. She can see everything and move nothing.

Silvia is read-only, and cannot place transactions.

Step 3

Ask Silvia anything and get valuable insights

Try “Where am I overspending?” or “Am I set for a tax-loss harvest?” She answers in seconds, using your actual balances.

Your data is never sold or shared to advertisers or partners.

Feature section displaying a trends dashboard with billing and follow-up percentages and weekly insight bullets.
Feature section displaying a trends dashboard with billing and follow-up percentages and weekly insight bullets.

Pricing

Free to start.
Upgrade only if it works.

Free to start.
Upgrade only if it works.

Cancel anytime. No card required for the free tier. Same read-only, SOC 2-certified backbone on every plan.

Cancel anytime. No card required for the free tier. Same read-only, SOC 2-certified backbone on every plan.

Free

$0

/month

Start building your full financial picture with Silvia.

Get Free

Limited: Chat, Calls, Emails, SMS

Limited: Research and Radars

Track net worth, transactions, allocation, and more.

Bank, mortgage, crypto, credits cards, and more.

Priority support

Access robust financial data

Frontier model access

Pro

Yearly

$0

/month

For active investors who like to plan long-term.

Get Pro

Everything in Free, and:

10x monthly usage: Chat, Calls, Emails, SMS

10x monthly usage: Research and Radars

Unlimited asset and liability connections

Access to the latest frontier AI models

Access to robust, accurate financial data

Priority support

Max

$0

/month

For power users running serious financial workflows.

Get Max

Everything in PRO, and:

10× the monthly usage of Pro

Early access to new features

Priority support

Personal setup with Silvia team

Free

$0

/month

Start building your full financial picture with Silvia.

Get Free

Limited: Chat, Calls, Emails, SMS

Limited: Research and Radars

Track net worth, transactions, allocation, and more.

Bank, mortgage, crypto, credits cards, and more.

Priority support

Access robust financial data

Frontier model access

Pro

Yearly

$0

/month

For active investors who like to plan long-term.

Get Pro

Everything in Free, and:

10x monthly usage: Chat, Calls, Emails, SMS

10x monthly usage: Research and Radars

Unlimited asset and liability connections

Access to the latest frontier AI models

Access to robust, accurate financial data

Priority support

Max

$0

/month

For power users running serious financial workflows.

Get Max

Everything in PRO, and:

10× the monthly usage of Pro

Early access to new features

Priority support

Personal setup with Silvia team

Free

$0

/month

Start building your full financial picture with Silvia.

Get Free

Limited: Chat, Calls, Emails, SMS

Limited: Research and Radars

Track net worth, transactions, allocation, and more.

Bank, mortgage, crypto, credits cards, and more.

Priority support

Access robust financial data

Frontier model access

Pro

Yearly

$0

/month

For active investors who like to plan long-term.

Get Pro

Everything in Free, and:

10x monthly usage: Chat, Calls, Emails, SMS

10x monthly usage: Research and Radars

Unlimited asset and liability connections

Access to the latest frontier AI models

Access to robust, accurate financial data

Priority support

Max

$0

/month

For power users running serious financial workflows.

Get Max

Everything in PRO, and:

10× the monthly usage of Pro

Early access to new features

Priority support

Personal setup with Silvia team

Join 20,000+ investors who trust Silvia

20%

20%

20%

more accurate than leading LLMs on avg. for Tax, Mortgage, Credit Card related questions.

$60B

$60B

in total connected assets on Silvia

20,000+

Connected user bank accounts

$2.5M

Average user net worth

$20K

Average money saved per user.

10hrs

Average time saved per month.

FAQ

Answers to the questions that come up most.

General

AI & Capabilities

Security

On the fence?

Our team is here to make things easy. Don’t hesitate to reach out.

Meet with us

What is Silvia, and how does an AI CFO work?

Silvia is a personal AI CFO that helps you understand your money and make more informed financial decisions. Connect your accounts, add your assets and liabilities, and ask questions in plain English. Silvia uses your financial picture to help you understand spending, explore investment decisions, and plan toward your goals.

How much does Silvia cost? Is there a free plan?

Silvia offers a free plan with account connections, net worth tracking, and limited monthly AI usage. Pro costs $17 per month when billed annually or $20 when billed monthly. Max costs $200 per month. Compare the plans in the pricing section to find the features and usage limits that fit your needs.

Which bank accounts, investments, and assets can I connect to Silvia?

Silvia supports connections to over 12,000 U.S. banks and brokerages through Plaid, plus supported crypto exchanges and self-custody wallets. You can also manually add real estate, private investments, vehicles, collectibles, and liabilities. Bring your financial life together in one place, including assets that don’t appear in a banking app.

How is Silvia different from Empower, Monarch Money, or ChatGPT?

Silvia brings account aggregation, net worth tracking, and personalized AI analysis into one experience. You can ask questions using the financial information you’ve connected, with your balances, holdings, and transactions available as context. Silvia’s focus is helping you understand how your spending, investments, assets, and debt affect one another.

How do I get started with Silvia?

Create a free account, connect your supported financial accounts, and add any assets or liabilities you track manually. Then ask your first question, like “What does my financial situation look like?” or “Where did my money go last month?” You don’t need spreadsheets or financial expertise to get started. Silvia has a Free plan.

Who should use a personal AI CFO like Silvia?

Silvia is built for people whose financial life spans multiple accounts, investments, and assets. Whether you’re managing a household, building an investment portfolio, or balancing property and debt, Silvia helps you see how everything fits together. Your personal AI CFO helps you track net worth, understand cash flow, and explore financial decisions using your own numbers—without needing a finance background.

General

AI & Capabilities

Security

On the fence?

Our team is here to make things easy. Don’t hesitate to reach out.

Meet with us

What is Silvia, and how does an AI CFO work?

Silvia is a personal AI CFO that helps you understand your money and make more informed financial decisions. Connect your accounts, add your assets and liabilities, and ask questions in plain English. Silvia uses your financial picture to help you understand spending, explore investment decisions, and plan toward your goals.

How much does Silvia cost? Is there a free plan?

Silvia offers a free plan with account connections, net worth tracking, and limited monthly AI usage. Pro costs $17 per month when billed annually or $20 when billed monthly. Max costs $200 per month. Compare the plans in the pricing section to find the features and usage limits that fit your needs.

Which bank accounts, investments, and assets can I connect to Silvia?

Silvia supports connections to over 12,000 U.S. banks and brokerages through Plaid, plus supported crypto exchanges and self-custody wallets. You can also manually add real estate, private investments, vehicles, collectibles, and liabilities. Bring your financial life together in one place, including assets that don’t appear in a banking app.

How is Silvia different from Empower, Monarch Money, or ChatGPT?

Silvia brings account aggregation, net worth tracking, and personalized AI analysis into one experience. You can ask questions using the financial information you’ve connected, with your balances, holdings, and transactions available as context. Silvia’s focus is helping you understand how your spending, investments, assets, and debt affect one another.

How do I get started with Silvia?

Create a free account, connect your supported financial accounts, and add any assets or liabilities you track manually. Then ask your first question, like “What does my financial situation look like?” or “Where did my money go last month?” You don’t need spreadsheets or financial expertise to get started. Silvia has a Free plan.

Who should use a personal AI CFO like Silvia?

Silvia is built for people whose financial life spans multiple accounts, investments, and assets. Whether you’re managing a household, building an investment portfolio, or balancing property and debt, Silvia helps you see how everything fits together. Your personal AI CFO helps you track net worth, understand cash flow, and explore financial decisions using your own numbers—without needing a finance background.

General

AI & Capabilities

Security

What is Silvia, and how does an AI CFO work?

Silvia is a personal AI CFO that helps you understand your money and make more informed financial decisions. Connect your accounts, add your assets and liabilities, and ask questions in plain English. Silvia uses your financial picture to help you understand spending, explore investment decisions, and plan toward your goals.

How much does Silvia cost? Is there a free plan?

Silvia offers a free plan with account connections, net worth tracking, and limited monthly AI usage. Pro costs $17 per month when billed annually or $20 when billed monthly. Max costs $200 per month. Compare the plans in the pricing section to find the features and usage limits that fit your needs.

Which bank accounts, investments, and assets can I connect to Silvia?

Silvia supports connections to over 12,000 U.S. banks and brokerages through Plaid, plus supported crypto exchanges and self-custody wallets. You can also manually add real estate, private investments, vehicles, collectibles, and liabilities. Bring your financial life together in one place, including assets that don’t appear in a banking app.

How is Silvia different from Empower, Monarch Money, or ChatGPT?

Silvia brings account aggregation, net worth tracking, and personalized AI analysis into one experience. You can ask questions using the financial information you’ve connected, with your balances, holdings, and transactions available as context. Silvia’s focus is helping you understand how your spending, investments, assets, and debt affect one another.

How do I get started with Silvia?

Create a free account, connect your supported financial accounts, and add any assets or liabilities you track manually. Then ask your first question, like “What does my financial situation look like?” or “Where did my money go last month?” You don’t need spreadsheets or financial expertise to get started. Silvia has a Free plan.

Who should use a personal AI CFO like Silvia?

Silvia is built for people whose financial life spans multiple accounts, investments, and assets. Whether you’re managing a household, building an investment portfolio, or balancing property and debt, Silvia helps you see how everything fits together. Your personal AI CFO helps you track net worth, understand cash flow, and explore financial decisions using your own numbers—without needing a finance background.

Get started today

Understand your money and take ownership of your financial future.

Sign up for free

SOC 2 Type II certified

Let's get your finances in-check

Let's get your finances in-check

Let's get your finances in-check

Research

Support Ops

Writing

Actions

How do I maximise my ISA allowance this year?

Compare index funds vs ETFs for long-term growth

What are the tax implications of selling a buy-to-let?

Help me build a diversified portfolio under $50k

Transparent image of sand dunes